diff --git a/rdms-gateway/src/main/java/com/njcn/rdms/gateway/filter/security/TokenAuthenticationFilter.java b/rdms-gateway/src/main/java/com/njcn/rdms/gateway/filter/security/TokenAuthenticationFilter.java
index 00eed22..d5d7780 100644
--- a/rdms-gateway/src/main/java/com/njcn/rdms/gateway/filter/security/TokenAuthenticationFilter.java
+++ b/rdms-gateway/src/main/java/com/njcn/rdms/gateway/filter/security/TokenAuthenticationFilter.java
@@ -14,6 +14,7 @@ import com.njcn.rdms.framework.common.util.json.JsonUtils;
 import com.njcn.rdms.gateway.util.SecurityFrameworkUtils;
 import com.njcn.rdms.gateway.util.WebFrameworkUtils;
 import com.njcn.rdms.module.system.enums.ErrorCodeConstants;
+import lombok.extern.slf4j.Slf4j;
 import org.springframework.cloud.client.loadbalancer.reactive.ReactorLoadBalancerExchangeFilterFunction;
 import org.springframework.cloud.gateway.filter.GatewayFilterChain;
 import org.springframework.cloud.gateway.filter.GlobalFilter;
@@ -30,6 +31,7 @@ import java.util.function.Function;
 
 import static com.njcn.rdms.framework.common.util.cache.CacheUtils.buildAsyncReloadingCache;
 
+@Slf4j
 @Component
 public class TokenAuthenticationFilter implements GlobalFilter, Ordered {
 
@@ -57,8 +59,16 @@ public class TokenAuthenticationFilter implements GlobalFilter, Ordered {
 
                 @Override
                 public LoginUser load(String token) {
-                    String body = checkAccessToken(token).block();
-                    return buildUser(body, token);
+                    // 仅异步 refresh 走这里（同步链路用 getIfPresent + 直接 checkAccessToken，不触发 load）
+                    // 远端 token 已过期/校验失败时吞掉 ServiceException：
+                    // 若抛出，会被 Guava 包成 ExecutionException 并由刷新线程池作为 UncaughtException 打到日志，看起来像故障。
+                    try {
+                        String body = checkAccessToken(token).block();
+                        return buildUser(body, token);
+                    } catch (ServiceException ex) {
+                        log.info("[loginUserCache] 异步刷新忽略 token 校验失败：code={}, msg={}", ex.getCode(), ex.getMessage());
+                        return LOGIN_USER_EMPTY;
+                    }
                 }
 
             });